July 17, 2013

SBA Offers Disaster Assistance

Release Date:  July 16, 2013

Media Contact:  Richard Jenkins
Release Number:  CO 13662-01
Phone:  (916) 735-1500

SBA Offers Disaster Assistance to Colorado Small Businesses

Economically Impacted by the West Fork Fire Complex

SACRAMENTO, Calif. - Karen Mills, Administrator of the U. S. Small Business Administration (SBA), today announced that SBA is making low-interest Economic Injury Disaster Loans available to small businesses economically impacted by the West Fork Fire Complex that began June 5, 2013.  SBA acted under its own authority to declare a disaster in response to a request SBA received from Gov. John W. Hickenlooper on July 10, 2013.

The declaration makes SBA assistance available in the primary Colorado counties of Hinsdale, Mineral and Rio Grande and the neighboring counties of Alamosa, Archuleta, Conejos, Gunnison, La Plata, Ouray, Saguache and San Juan.

“The U. S. Small Business Administration is strongly committed to providing the most effective and customer-focused response possible to assist Colorado’s small businesses with federal disaster loans.  We will be swift in our efforts to help these small businesses recover from the financial impacts of this disaster,” said Administrator Mills.

“Beginning Tuesday, July 23, SBA customer service representatives (CSRs) and counselors from the San Luis Valley and Western Small Business Development Centers (SBDCs) will be on hand at the following Disaster Loan Outreach Centers to help small businesses impacted by the West Fork Fire Complex,” said SBA’s Colorado District Director Greg Lopez.  “The centers are designed to provide key financial and counseling services to businesses impacted by the fires,” he continued.  The centers will be open on the days and times indicated. No appointment is necessary.

Disaster Loan Outreach Center
Carnegie Library, South Fork Branch
31 Mall Street
South Fork, CO  81154

Tues., July 23 thru Fri. July 26
10:00 am to 4:30 pm
Disaster Loan Outreach Center
Creede and Mineral County Chamber of Commerce
904 S. Main Street
Creede, CO  81130

Mon., July 29 thru Thurs. Aug. 1
8:30 am to 4:30 pm
Disaster Loan Outreach Center
Lake City DIRT
231 N. Silver Street #5
(Upstairs from the bank)
Lake City, CO  81235

Mon., Aug. 5 & Tues., Aug 6
8:00 am to 4:30 pm

According to Lopez, SBA CSRs will answer questions about SBA’s Economic Injury Disaster Loan program, explain the application process, and help each business owner complete their application.  Colorado SBDC State Director Kelly Manning said, “Our SBDC counselors will provide free counseling on a wide variety of matters designed to help these businesses overcome the effects of the disaster and plan for their future. Services include assessing business economic injury, evaluating the business’s strength, cash flow projections and most importantly, reviewing all options to ensure each business makes decisions that are appropriate for its situation.  They will also help businesses apply for this much needed financial help.”

“Small, nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private, nonprofit organizations of any size may qualify for Economic Injury Disaster Loans (EIDLs) of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred,” Lopez continued.

“These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.  Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing,” Lopez added.

Eligibility is based on the financial impact of the disaster only and not on any actual property damage.  These loans have an interest rate of 4 percent for small businesses and 2.875 percent for private, nonprofit organizations with terms up to 30 years.  EIDLs are restricted to small businesses without the financial ability to offset the adverse impact without hardship.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure Web site at https://disasterloan.sba.gov/ela.

For owners of these impacted small businesses, SBA disaster loan information and applications are available by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/services/disasterassistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339.

The deadline to return economic injury applications is April 15, 2014.

SBA Field Operations Center - West, P.O. Box 419004, Sacramento, CA 95841

July 11, 2013

Chamber Business Network Meeting

 August 7, 2013

Bistro Rialto,
Alamosa, CO

6:00-8:00  p.m.


Chamber Business Network Meetings are held once a month. You do not have to be a Chamber Member to attend.  This is a great opportunity to network with other local businesses and promote your business.
  Bring your friends!  

Or call the SBDC at 589-3682

July 10, 2013

Open Skies Acupuncture is a Community Style Clinic New Business in Alamosa

It seems like one business closes and another opens quite frequently.  At 407 State Avenue in Suite D, that is exactly what happened to allow Tanner Fritscka an opportunity to locate his new clinic, Open Skies Acupuncture (former business was Open Skies Yoga Studio).  Tanner is professionally educated in acupuncture and Chinese medicine but wanted to try a different business model.  He wanted to make his practice affordable and accessible to everyone who could benefit from multiple treatments.  In working with the Small Business Development Center (589-3682), he received assistance in setting up and managing the bookkeeping and other logistical issues.  He was provided networking and relevant marketing ideas and assistance with finding a location.  He attended the workshop “Starting Your Own Business,” which he found helpful in guiding him on the steps necessary to get the venture started.
                Tanner identified his own challenges in becoming a small business owner: “Being a great acupuncturist does not always mean that a person has the personality or skills to market, network, and thrive on the business end of the spectrum.  I had to learn how to market my services and myself. It was not an easy task, mostly because I don’t like to be a “salesman.”  In overcoming this challenge, Tanner decided to try a different business model that allows him to offer affordable care without being pushy.  He said, “The more my clients can afford to come back, the more they feel better.”
            When speaking with the SBDC Director, Donna Wehe, Tanner described how his atmosphere will be different from other places.  Tanner explained, “I decided to streamline and simplify a lot of things, which allowed me to lower my prices.  The ability to come in for treatment as much as a person needs to has made a huge difference in the health of my patients.
                At our clinic, people pay whatever they feel comfortable with on our scale of $15 to $45, keeping in mind that folks often need a series of frequent treatments for acupuncture to be the most effective.  We can do this because we provide Community style acupuncture.  This means that treatments are given in a large, quiet, comfortable room; in a recliner, rather than lying on a table; and people do not need to disrobe, they just need to roll their sleeves up to your elbows and their pants up to your knees; people can stay as long as they want, and there are other people getting treated at the same time in the same way, in the same room.  People love it because it makes it easy for people to get treatments whenever they want, to be treated with their families and friends, to feel comfortable rather than isolated, and to create a palpable calming and healing energy that makes the individual treatments more effective.”

                The best way to find out more about the business is the website: www.OpenSkiesAcupuncture.com, or his Facebook page, Open Skies Acupuncture. People are always more than welcome to call Tanner as well.  His number is 719-588-7113.

July 8, 2013

Mineral & Rio Grande Counties Business & Employees Disaster Assistance Center

Disaster Assistance Center

Creede Community Center
503 Forest Service Rd #9
Tuesday, July 9, 10 am - 4 pm.

Services will be directed towards businesses and employees who are being affected by the fires.

Services/Resources will include:

 Department of Labor and Employment/Workforce Center
 Small Business Development Center
 San Luis Valley Development Resources Group/Council of Government
 San Luis Valley Mental Health & San Luis Valley Victim Resource Unit
 Rio Grande/Mineral Department of Social Services
 Mineral County Public Health
 Department of Regulatory Agencies/Division of Insurance
 Rocky Mountain Insurance Information Association
 Colorado State University Extension Service
 Chambers of Commerce
 USDA Rural Development
 Colorado Rural Housing and Development Corp
 Local Financial Institutions
 Red Cross